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Traffic laws in the UK, unlike the US, permits any authorized person to ask you to produce your insurance certificate for inspection. If you cannot present it immediately on request, you get what is the equivalent of a ticket. You have one week to get your papers to the police station, or you may then get arrested. We may get to that point too in the U.S.A. who knows! Unlike our dear old U.S.A, if you fail to produce an insurance certificate for your automobile in the United Kingdom at any time that some cop stops you, it is an offence. Some other parts of the world have such rules, even a couple of states in the U.S. But I doubt that any of them are that mean. Most states in America make auto insurance compulsory at some level. New Hampshire, as a point of fact, is not very particular about liability insurance, but the state of Virginia is. There is no short cut; you have to acquaint yourself with the laws of each state before you drive actively there. Residents in the State of Virginia are required by law to pay an annual fee of $500 to the state for every car that they own. In a sense, this is some kind of auto insurance that is similar to what is practiced in the UK. You wont have to pay this fee if you have insurance on that car. Almost everywhere in the world, you must have insurance on your car before you can drive it. Many U.S. states have it that you must purchase a minimum of third party insurance. And then, if youve got dough to spend, you can extend your insurance coverage to anything else you want.
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